{"id":136,"date":"2024-06-01T16:52:38","date_gmt":"2024-06-01T16:52:38","guid":{"rendered":"https:\/\/klatix.com\/?p=136"},"modified":"2024-06-01T16:52:40","modified_gmt":"2024-06-01T16:52:40","slug":"%e7%9c%81%e9%8c%a2%e7%9a%84%e6%87%89%e7%94%a8%e7%a8%8b%e5%bc%8f","status":"publish","type":"post","link":"https:\/\/klatix.com\/zh\/aplicativos-para-economizar-dinheiro\/","title":{"rendered":"\u7701\u9322\u7684\u61c9\u7528\u7a0b\u5f0f"},"content":{"rendered":"<p>\u5728\u652f\u51fa\u5f88\u5bb9\u6613\u8d85\u51fa\u9810\u7b97\u7684\u4e16\u754c\u4e2d\uff0c\u5c0b\u627e\u7701\u9322\u7684\u65b9\u6cd5\u5c0d\u65bc\u78ba\u4fdd\u8ca1\u52d9\u7a69\u5b9a\u81f3\u95dc\u91cd\u8981\u3002\u5e78\u904b\u7684\u662f\uff0c\u79d1\u6280\u53ef\u4ee5\u6210\u70ba\u60a8\u5728\u904e\u7a0b\u4e2d\u7684\u76df\u53cb\uff0c\u63d0\u4f9b\u5404\u7a2e\u5c08\u9580\u8a2d\u8a08\u4f86\u5e6b\u52a9\u60a8\u7bc0\u7701\u8cbb\u7528\u7684\u61c9\u7528\u7a0b\u5f0f\u3002\u5728\u672c\u6587\u4e2d\uff0c\u6211\u5011\u5c07\u63a2\u8a0e\u4e00\u4e9b\u53ef\u7528\u65bc\u7ba1\u7406\u8ca1\u52d9\u548c\u5be6\u73fe\u5132\u84c4\u76ee\u6a19\u7684\u6700\u4f73\u61c9\u7528\u7a0b\u5f0f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8f15\u9b06\u6574\u7406\u60a8\u7684\u8ca1\u52d9<\/h2>\n\n\n\n<p>\u7ba1\u7406\u8ca1\u52d9\u53ef\u80fd\u662f\u4e00\u9805\u5177\u6709\u6311\u6230\u6027\u7684\u4efb\u52d9\uff0c\u4f46\u4f7f\u7528\u6b63\u78ba\u7684\u61c9\u7528\u7a0b\u5e8f\uff0c\u5b83\u53ef\u4ee5\u8b8a\u5f97\u66f4\u52a0\u7c21\u55ae\u3002\u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u4e4b\u4e00\u662f <strong>YNAB\uff08\u60a8\u9700\u8981\u9810\u7b97\uff09<\/strong>\u3002 YNAB \u53ef\u5354\u52a9\u60a8\u6839\u64da\u60a8\u7684\u6536\u5165\u548c\u652f\u51fa\u5efa\u7acb\u500b\u4eba\u5316\u9810\u7b97\u3002\u5b83\u63d0\u4f9b\u5373\u6642\u8ffd\u8e64\u529f\u80fd\u3001\u81ea\u52d5\u4ea4\u6613\u5206\u985e\u4ee5\u53ca\u60a8\u7684\u6d88\u8cbb\u7fd2\u6163\u7684\u8a73\u7d30\u8996\u5716\u3002\u900f\u904e YNAB\uff0c\u60a8\u53ef\u4ee5\u505a\u51fa\u66f4\u660e\u667a\u7684\u8ca1\u52d9\u6c7a\u7b56\u4e26\u52aa\u529b\u5be6\u73fe\u60a8\u7684\u5132\u84c4\u76ee\u6a19\u3002<\/p>\n\n\n\n<p>\u53e6\u4e00\u500b\u6d41\u884c\u7684\u8ca1\u52d9\u7ba1\u7406\u61c9\u7528\u7a0b\u5f0f\u662f <strong>\u8584\u8377<\/strong>\u3002 Mint \u8b93\u60a8\u5728\u4e00\u8655\u8ffd\u8e64\u60a8\u7684\u9280\u884c\u5e33\u6236\u3001\u4fe1\u7528\u5361\u3001\u6295\u8cc7\u548c\u8cb8\u6b3e\u5e33\u6236\u3002\u5b83\u63d0\u4f9b\u5c0d\u60a8\u7684\u6d88\u8cbb\u6a21\u5f0f\u7684\u500b\u4eba\u5316\u898b\u89e3\u3001\u5efa\u8b70\u5132\u84c4\u65b9\u6cd5\uff0c\u751a\u81f3\u767c\u9001\u5e33\u55ae\u63d0\u9192\u3002\u6709\u4e86 Mint\uff0c\u60a8\u53ef\u4ee5\u638c\u63a7\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u4e26\u907f\u514d\u6708\u5e95\u51fa\u73fe\u4e0d\u6109\u5feb\u7684\u610f\u5916\u60c5\u6cc1\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8cfc\u7269\u7701\u9322\u7684\u61c9\u7528\u7a0b\u5f0f<\/h2>\n\n\n\n<p>\u9664\u4e86\u5e6b\u52a9\u60a8\u7ba1\u7406\u8ca1\u52d9\u4e4b\u5916\uff0c\u9084\u6709\u5c08\u9580\u8a2d\u8a08\u7684\u61c9\u7528\u7a0b\u5f0f\u53ef\u4ee5\u5e6b\u52a9\u60a8\u7bc0\u7701\u65e5\u5e38\u8cfc\u7269\u8cbb\u7528\u3002\u4e00\u500b\u4f8b\u5b50\u662f <strong>\u4f0a\u535a\u5854<\/strong>\uff0c\u4e00\u6b3e\u8fd4\u73fe\u61c9\u7528\u7a0b\u5e8f\uff0c\u53ef\u70ba\u5404\u7a2e\u7522\u54c1\u548c\u5546\u5e97\u63d0\u4f9b\u8fd4\u73fe\u3002\u53ea\u9700\u6383\u63cf\u60a8\u7684\u8cfc\u8cb7\u6536\u64da\u5373\u53ef\u7372\u5f97\u5373\u6642\u73fe\u91d1\u734e\u52f5\u3002\u6709\u4e86 Ibotta\uff0c\u60a8\u53ef\u4ee5\u5728\u96dc\u8ca8\u5e97\u3001\u85e5\u5c40\u3001\u9910\u5ef3\u7b49\u5730\u65b9\u7bc0\u7701\u958b\u652f\u3002<\/p>\n\n\n\n<p>\u53e6\u4e00\u500b\u9078\u64c7\u662f <strong>\u8702\u871c<\/strong>\uff0c\u4e00\u500b\u700f\u89bd\u5668\u548c\u61c9\u7528\u7a0b\u5f0f\u64f4\u5145\u7a0b\u5e8f\uff0c\u53ef\u5e6b\u52a9\u60a8\u5728\u7db2\u4e0a\u8cfc\u7269\u6642\u81ea\u52d5\u67e5\u627e\u512a\u60e0\u5238\u548c\u4fc3\u92b7\u512a\u60e0\u3002 Honey \u6703\u81ea\u52d5\u5728\u7db2\u8def\u4e0a\u641c\u5c0b\u6700\u4f73\u6298\u6263\uff0c\u8b93\u60a8\u7bc0\u7701\u6642\u9593\u548c\u91d1\u9322\u3002\u6709\u4e86 Honey\uff0c\u60a8\u5728\u7db2\u4e0a\u8cfc\u7269\u6642\u5c07\u4e0d\u518d\u9700\u8981\u652f\u4ed8\u5168\u984d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7c21\u5316\u8ca1\u52d9\u898f\u5283<\/h2>\n\n\n\n<p>\u5c0d\u65bc\u60f3\u8981\u7c21\u5316\u8ca1\u52d9\u898f\u5283\u6d41\u7a0b\u7684\u4eba\u4f86\u8aaa\uff0c <strong>\u500b\u4eba\u8cc7\u672c<\/strong> \u53ef\u80fd\u662f\u500b\u5f88\u597d\u7684\u9078\u64c7\u3002\u8a72\u61c9\u7528\u7a0b\u5f0f\u63d0\u4f9b\u4e86\u5168\u9762\u7684\u5de5\u5177\uff0c\u7528\u65bc\u8ffd\u8e64\u60a8\u7684\u652f\u51fa\u3001\u898f\u5283\u60a8\u7684\u9000\u4f11\u3001\u7ba1\u7406\u60a8\u7684\u6295\u8cc7\u7b49\u3002\u900f\u904e\u500b\u4eba\u8cc7\u672c\uff0c\u60a8\u53ef\u4ee5\u8f15\u9b06\u67e5\u770b\u60a8\u7684\u6de8\u8cc7\u7522\u3001\u5206\u6790\u60a8\u7684\u6295\u8cc7\u4e26\u7372\u5f97\u500b\u4eba\u5316\u7684\u8ca1\u52d9\u6307\u5c0e\u4ee5\u5be6\u73fe\u60a8\u7684\u9577\u671f\u76ee\u6a19\u3002<\/p>\n\n\n\n<p>\u7c21\u5316\u8ca1\u52d9\u898f\u5283\u7684\u53e6\u4e00\u500b\u9078\u9805\u662f <strong>\u8896\u73cd\u885b\u58eb<\/strong>\u3002\u8a72\u61c9\u7528\u7a0b\u5f0f\u5c31\u50cf\u500b\u4eba\u8ca1\u52d9\u52a9\u7406\u4e00\u6a23\uff0c\u76e3\u63a7\u60a8\u7684\u5e33\u6236\u3001\u5c0d\u60a8\u7684\u652f\u51fa\u9032\u884c\u5206\u985e\u4e26\u8b58\u5225\u5132\u84c4\u6a5f\u6703\u3002 PocketGuard \u9084\u53ef\u4ee5\u6df1\u5165\u4e86\u89e3\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u4e26\u5efa\u8b70\u512a\u5316\u60a8\u7684\u6d88\u8cbb\u7fd2\u6163\u7684\u65b9\u6cd5\uff0c\u4ee5\u4fbf\u60a8\u53ef\u4ee5\u7bc0\u7701\u66f4\u591a\u7684\u9322\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u554f\u554f\u984c<\/h2>\n\n\n\n<p><strong>1. \u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u5b89\u5168\u55ce\uff1f<\/strong><br>\u662f\u7684\uff0c\u63d0\u5230\u7684\u5927\u591a\u6578\u61c9\u7528\u7a0b\u5f0f\u90fd\u4f7f\u7528\u5c16\u7aef\u52a0\u5bc6\u4f86\u4fdd\u8b77\u60a8\u7684\u8ca1\u52d9\u8cc7\u8a0a\u3002<\/p>\n\n\n\n<p><strong>2. \u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u662f\u514d\u8cbb\u7684\u55ce\uff1f<\/strong><br>\u6709\u4e9b\u61c9\u7528\u7a0b\u5f0f\u63d0\u4f9b\u529f\u80fd\u6709\u9650\u7684\u514d\u8cbb\u7248\u672c\uff0c\u800c\u5176\u4ed6\u61c9\u7528\u7a0b\u5f0f\u5247\u9700\u8981\u4ed8\u8cbb\u8a02\u95b1\u624d\u80fd\u5b8c\u5168\u5b58\u53d6\u3002<\/p>\n\n\n\n<p><strong>3. \u6211\u53ef\u4ee5\u5728\u4efb\u4f55\u88dd\u7f6e\u4e0a\u4f7f\u7528\u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u55ce\uff1f<\/strong><br>\u662f\u7684\uff0c\u5927\u591a\u6578\u61c9\u7528\u7a0b\u5f0f\u90fd\u9069\u7528\u65bc Android \u548c iOS \u88dd\u7f6e\u3002<\/p>\n\n\n\n<p><strong>4. \u5982\u4f55\u9078\u64c7\u9069\u5408\u6211\u7684\u61c9\u7528\u7a0b\u5f0f\uff1f<\/strong><br>\u8003\u616e\u60a8\u7684\u7279\u5b9a\u9700\u6c42\uff0c\u4f8b\u5982\u9810\u7b97\u7ba1\u7406\u3001\u8cfc\u7269\u7bc0\u7701\u6216\u8ca1\u52d9\u898f\u5283\uff0c\u7136\u5f8c\u9078\u64c7\u6700\u80fd\u6eff\u8db3\u9019\u4e9b\u9700\u6c42\u7684\u61c9\u7528\u7a0b\u5f0f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7d50\u8ad6<\/h2>\n\n\n\n<p>\u7701\u9322\u4f3c\u4e4e\u662f\u4e00\u9805\u8271\u9245\u7684\u4efb\u52d9\uff0c\u4f46\u5728\u6b63\u78ba\u7684\u61c9\u7528\u7a0b\u5f0f\u7684\u5e6b\u52a9\u4e0b\uff0c\u5b83\u53ef\u4ee5\u8b8a\u5f97\u5bb9\u6613\u5f97\u591a\u3002\u672c\u6587\u4e2d\u63d0\u5230\u7684\u61c9\u7528\u7a0b\u5f0f\u63d0\u4f9b\u4e86\u591a\u7a2e\u529f\u80fd\uff0c\u65e8\u5728\u5e6b\u52a9\u60a8\u7ba1\u7406\u8ca1\u52d9\u3001\u7bc0\u7701\u8cfc\u8cb7\u8cbb\u7528\u4e26\u5be6\u73fe\u60a8\u7684\u8ca1\u52d9\u76ee\u6a19\u3002\u5617\u8a66\u5176\u4e2d\u4e00\u4e9b\u61c9\u7528\u7a0b\u5e8f\uff0c\u770b\u770b\u5b83\u5011\u5982\u4f55\u5e6b\u52a9\u60a8\u7701\u9322\u4e26\u5be6\u73fe\u66f4\u5927\u7684\u8ca1\u52d9\u7a69\u5b9a\u6027\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Em um mundo onde as despesas podem facilmente ultrapassar o or\u00e7amento, encontrar maneiras de economizar dinheiro \u00e9 essencial para garantir estabilidade financeira. Felizmente, a tecnologia pode ser uma aliada nesse processo, oferecendo uma variedade de aplicativos projetados especificamente para ajud\u00e1-lo a economizar. Neste artigo, exploraremos alguns dos melhores aplicativos dispon\u00edveis para gerenciar suas finan\u00e7as e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":137,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,8],"tags":[],"class_list":{"0":"post-136","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aplicativos","8":"category-financas"},"_links":{"self":[{"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/posts\/136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/comments?post=136"}],"version-history":[{"count":1,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/posts\/136\/revisions"}],"predecessor-version":[{"id":138,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/posts\/136\/revisions\/138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/media\/137"}],"wp:attachment":[{"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/media?parent=136"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/categories?post=136"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/klatix.com\/zh\/wp-json\/wp\/v2\/tags?post=136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}